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April 16, 2024

Lump sum or annual payments? What would you do if you won the lottery?

Lump sum or annual payments? What would you do if you won the lottery?

🌤️ Weather Update: Temperatures Drop as Rain and Snow Move In

As we head into the weekend, temperatures are dropping and rain and snow are moving in. Here's what you need to know:

🌡️ Temperature Drop

Temperatures are trending downward as we head into the weekend. Right now, temperatures are at or below freezing for just about everyone, with some areas experiencing temperatures in the 20s due to fog and freezing fog. As the system passes through, temperatures will take a tumble for the weekend, with high temperatures struggling to make it into the upper 30s to low 40s.

☔ Rain and Snow

Rain is moving in with the cold front, and there may even be a few snowflakes mixed in for folks in Wilkes County and parts of northwestern Surry County. For most of us, it will just be a regular cold rain. As the system passes through, we may see a few sprinkles and isolated showers, but it shouldn't be a big deal.

🌪️ Windy Conditions

Windy conditions are expected, making it feel even colder than it actually is. It's important to bundle up if you're going to be out and about doing anything on Saturday.

🌥️ Seven-Day Forecast

After the weekend, temperatures will slowly warm up as we head into the middle to the end of next week, with highs in the mid-50s.

💰 Ditching Bad Financial Habits for a Better 2021

If you want 2021 to be a better year money-wise, financial experts say you should consider ditching those bad financial habits like overspending and not planning for emergencies. Here's what you can do to start the new year on the right foot financially:

📈 Create a Realistic Budget

Creating a realistic budget is going to give you an action plan and a clear picture of where your money is ending up each month. Budgeting can also help you get out of debt and save. Be honest with yourself about exactly what you think's coming in and going out.

💳 Use Cash, Not Credit

Using cash instead of credit can help you avoid impulse buying and overspending. It's also a good idea to make sure that you create an emergency fund for the unexpected.

🏦 Invest and Save

Investing and saving can help you achieve your financial goals. Consider putting aside a little bit of money each month, even if it's just a small amount. Over time, it can really add up.

🎉 Tell Me Something Good

It can be challenging to achieve new year's resolutions during a global pandemic, but it's important to celebrate life's many blessings, big or small. Here are some recent good things that have happened in people's lives:

- Brenwood's son, who is her caretaker, got a raise.

- Kimberly got a promotion at work.

- Penny welcomed her new granddaughter on January 7th.

- Charlotte Rose was born, weighing eight pounds nine ounces.

- Leanne lost 40 pounds with healthy weight loss.

- Alice turned 81 on January 5th.

- Deborah's friend blessed her by buying water and strawberries that she needed.

- Rosa celebrated her 52nd birthday.

- Karen got a new puppy named Sam.

Remember to take a deep breath, sit back, and reflect on life's many blessings. It can be therapeutic, especially during these tumultuous times.

📝 FAQ

❓ What should I do if I'm experiencing freezing fog?

If you're experiencing freezing fog, be careful on the roads as the moisture in the atmosphere can freeze on contact with different surfaces, including roadways. There could be a few slick spots, so just be careful.

❓ What should I do if I'm struggling with overspending?

If you're struggling with overspending, consider using cash instead of credit to avoid impulse buying. It's also a good idea to create a realistic budget and be honest with yourself about exactly what you think's coming in and going out.

❓ How can I invest and save for my financial goals?

Consider putting aside a little bit of money each month, even if it's just a small amount. Over time, it can really add up. You can also invest in real estate, commercial and residential, or in the stock market or mutual funds.

❓ What should I do if I win the lottery?

If you win the lottery, it's important to be financially responsible for such a large amount of money. Consider talking to a financial advisor and investing and saving for the future. You can also consider taking the lump sum or the long-term payout, depending on your financial goals and readiness to manage such a large amount of money.

🌐 Resources

- [WFMY News 2](https://www.wfmynews2.com/)

- [Guilford County Health Department](https://www.guilfordcountync.gov/our-county/human-services/health-department)

- [YouGov Survey](https://today.yougov.com/topics/politics/articles-reports/2021/01/14/americans-new-years-resolutions-2021)

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